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Today

✅

MoMo_Statement_October2026.pdf

4 pages · 182 kB

09:41

Got it! Reading your statement now ⏳09:41

Here's where your cedis went in October 👀 Swipe through your 10 cards.09:42

TraceyOctober 2026

GHS4,230

left your MoMo wallet this month

108 transactions · 1–31 October

That's about GHS 136 a day. Here's where it all went.

See breakdown

TraceyTop category

31%

went on transport 🚗

TransportFoodBillsBettingOther

GHS 1,311 on Bolt, trotro and fuel. Your biggest spend, by far.

See transport

TraceyTop recipient

J

Your #1 in October

Judith Yayra

GHS2,052

4 transfers · 49% of everything you sent

Judith got almost half of what you sent out. Who's next on the list?

See recipients

TraceyBiggest single spend

GHS950

to Kofi Auto Parts, in one go

18 October · 22% of your whole month

One payment, almost a quarter of October. Planned, or a surprise? 🤔

See big spends

TraceyYour priciest day

Fridays

GHS 1,120 across 4 Fridays · 26% of October

The weekend starts early 😄 Fridays average GHS 280, more than double a Tuesday.

See by day

TraceyMoMo fees

GHS86

went to MoMo charges

41 charged transfers · 2% of October

Sending in one go instead of lots of small sends could save you about GHS 40.

See fees

TraceySmall spends

62

payments under GHS 20 each

Together: GHS 610 · 14% of October

Small chops add up 🍢 Together they beat your betting.

See small spends

TraceyThe roast 🔥

GHS480

on SportyBet. The odds are not odds-ing 💀

11% of your month · 9 bets

That's half of what you spent on food. We say this with love ❤️

Roast me more

TraceyWhere you could save

GHS420

you could keep in November

Betting cap380

Fewer sends40

Two small changes, no big sacrifice. Want me to set the betting limit?

Set a limit

TraceyOctober 2026

Your full breakdown is ready

Transport1,311

Food931

Bills592

12 transactions still need a category

Open Tracey with this number to sort the rest and ask the AI anything.

Open Tracey

Swipe for more →

What do you want to see next? 👇09:42

🗂️ Sort 12 payments

🔥 Roast me

Menu

Today

🗂️ Sort 12 payments09:43

Easy 🙌 Those 12 payments went to just 4 people, so it's 4 quick taps. I'll remember each answer for next month.09:43

1 of 4

KM

Kwame Mensah5 payments · GHS 620 in October

Who's Kwame to you?09:43

👨‍👩‍👧 Family

🏠 Rent & home

More categories

✅👨‍👩‍👧 Family09:43

2 of 4

#

024 •••• 4563 payments · GHS 50 each, weekday mornings

No name on this one. My guess is transport 🚗09:43

🚗 Transport

🍗 Food

More categories

👍that's my trotro mate, transport. and the ECG one is bills09:44

Got both 👌 3 payments → Transport, 2 ECG payments → Bills. One left.09:44

4 of 4

AB

Abena Boateng2 payments · GHS 300 in October

Pick a category for Abena09:44

Choose category

✅💇🏾‍♀️ Personal care09:44

TraceyAll sorted

100%

of October is categorised 🎉

Done in under a minute. Transport is now 34% of October. Made a mistake? Just say “undo”.09:44

Review in Tracey

Today

how much did i send judith10:02

GHS 2,052 to Judith Yayra in October, across 4 transfers. The biggest was GHS 800 on 2 October.10:02

is that more than april?10:03

Yes, GHS 612 more 📈

September1,440

October2,052

10:03

🎧

0:07 · 10:04

You🎤 Voice message (0:07)

You asked: “How much did I spend on food this month?” GHS 931 on food in October, 22% of your spending 🍗 Your biggest food spend was GHS 120 at Papaye on 14 October. 10:04

See food spending

cap my betting at 100 next month10:05

Love that 💪 Betting limit set: GHS 100 for November. When your November statement comes in, I'll tell you how you did.10:05

👌 Sounds good

Change amount

what's the weather in accra10:06

Ha, I only know your money 😅 Try one of these:10:06

Biggest spend this month

Compare with September

Where can I save?

1 July

Monthly reminder
November is done 🎉 Send me your November MoMo statement and I'll show you where it went, plus how you did on your betting limit.08:00

📄 How do I get it?

⏰ Remind me tomorrow

2 July

✅

MoMo_Statement_Jun2026.pdf

3 pages · 151 kB

19:12

TraceyLimit check

GHS85

on betting. Under your 100 limit 🏆

Down from GHS 480 in October

You kept it! That's GHS 395 that stayed in your wallet 👏 Your full cards are coming next.19:13

Friday

Money tip · you can turn these off
💡 MoMo fees cost you GHS 86 last month. Most of it came from lots of small sends. Sending in one go each week could save you about GHS 40.12:30

Show my fees

🔕 Fewer tips

1 August

Streak
🔥 3 months tracked in a row. You know where your money goes better than most people do. July statement when you're ready?08:00

Your money, sorted in a chat

The ten cards